Spend less, save more, and share with others

Money—every cent is a blessing. Whether there are countless “pennies” in your pocket or only a few, this simple-to-use monthly planner will help you handle your finances not only in a good way, but in a godly way. The tools and tips that follow will help you get started on—or continue with—a money management plan that benefits you and honors the Giver of everything you possess.

Throughout these pages, you’ll find practical suggestions, along with encouraging words from Scripture. Also, at the back of this organizer, there are 12 pocket pages for monthly bills, receipts, reminders, and appointment cards. Each pocket page includes “security smart” tips so your money is spent, saved, and shared the way you intend.

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